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Cash App's payment methods include linking a bank account or a debit/credit card (Visa, Mastercard, American Express, and Discover), or using your Cash App balance. When making a purchase, payments are first drawn from your Cash App balance, and if insufficient, they will be funded by a linked debit card.

Payment sources

  • Linked Debit or Credit Cards: You can link most major Visa, Mastercard, American Express, and Discover cards to your account.
  • Bank Account: You can link a bank account to add money to your Cash App balance.
  • Cash App Balance: Payments can be funded directly from the money you have stored in your Cash App account.

Important considerations

  • Fees: Cash App may charge a processing fee if you use a credit card as a payment method.
  • Unaccepted cards: ATM cards, business debit cards, and PayPal are not supported.
  • Payment priority: When using Cash App Pay, the app will first attempt to use your Cash App balance, and then your linked debit card if the balance is not enough.
 
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